Uncover fraud with passive signals
Analyze behavioral, device, and network signals to identify risk without interrupting the user experience.
Passive signals for smarter fraud detection
Fraud detection in real time
Quietly collect behavioral and device signals to identify risk in real time and respond instantly with the right level of friction.
Repeat fraud detection
Link devices, IP addresses, and user behavior to surface repeat offenders and coordinated fraud patterns automatically.
User risk enrichment
Combine background signals into a single risk view to support confident decisions across the entire user lifecycle.
How it works
Built in risk intelligence
Evaluate each session with an adaptive risk model trained on real world identity patterns across your user base.
Key features
Automatically gather passive signals that add context to every user session.
Practical uses of passive signals
Real time adjustment
Dynamically increase or reduce verification steps when risky behavior such as VPN usage or unusual access patterns is detected.
Account takeover protection
Identify suspicious logins by comparing location, device, and network signals against known user behavior.
Linked account detection
Reveal duplicate or connected accounts by analyzing shared devices, networks, and behavioral attributes.
Smart review routing
Automatically send high risk sessions to manual review instead of forcing instant approve or deny decisions.
Let's build better identity verification
Talk to our team to explore how Folio can enhance your onboarding and verification experience.
Let's build better identity verification
Talk to our team to explore how Folio can enhance your onboarding and verification experience.
